Privacy Policy
Effective Date: May 2025
This Privacy Policy (“Policy”) is provided by FederalMI, LLC (“FederalMI,” “we,” “us,” or “our”) in accordance with applicable data protection and privacy laws, including but not limited to the California Consumer Privacy Act (“CCPA”), the General Data Protection Regulation (“GDPR”) where applicable, and other relevant state and federal laws governing data privacy and consumer protection.
By accessing or using this website located at [https://www.federalmi.org] (the “Website”), you consent to the collection, use, disclosure, and processing of your information in accordance with this Policy. If you do not agree with the terms of this Policy, you must not access or use the Website.
1. Information We Collect
We collect and process information to fulfill our contractual and legal obligations, to operate our business, and to protect our legal interests. This includes:
Identifying Information: Name, email address, phone number, and mailing address.
Payment Information: Billing address and payment method details collected through our secure third-party payment processors. We do not store full credit card numbers or CVV codes.
Account Credentials: Username, password, and security-related information.
Usage Data: IP address, device identifiers, browser type, operating system, referring URLs, session timestamps, page interaction data, and location data (to the extent enabled by your device).
Course Engagement Data: Information regarding the training content accessed, completed modules, and performance metrics, where applicable.
2. Purpose of Data Collection
The personal information we collect is used for the following lawful purposes:
To fulfill user purchases and deliver digital products.
To provide technical support and customer service.
To administer user accounts and maintain the integrity of our platform.
To detect, investigate, and prevent fraudulent or unauthorized activities.
To comply with regulatory obligations, tax laws, and contractual commitments.
To conduct internal business operations, analytics, and platform optimization.
To communicate legally permissible marketing and promotional content.
3. Legal Basis for Processing (GDPR Applicability)
Where the GDPR applies, we rely on the following lawful bases for processing:
Contractual Necessity: Processing necessary to fulfill a contract with you.
Legal Obligation: Compliance with applicable law and regulatory obligations.
Legitimate Interests: For fraud prevention, improving our services, and securing our platform.
Consent: Where required, we obtain your affirmative consent (e.g., for email marketing).
4. Disclosure of Information
We do not sell or lease your personal information. We may disclose your information only under the following circumstances:
Service Providers: Bound by confidentiality and data processing agreements, including payment gateways, hosting services, and customer support providers.
Government Agencies: In response to subpoenas, lawful court orders, regulatory inquiries, or as otherwise required by law.
Business Transfers: In connection with a merger, sale, or asset transfer involving our business, provided that appropriate safeguards are implemented.
5. Data Security
We implement commercially reasonable administrative, physical, and technical measures designed to protect your data from unauthorized access, loss, misuse, or alteration. While no system can guarantee absolute security, we take seriously our responsibility to protect your information, including:
Encrypted transmissions (SSL/TLS)
Role-based access controls
Limited data retention policies
Third-party vendor audits
6. Data Retention
We retain personal data only as long as necessary to achieve the purposes for which it was collected or to satisfy legal, regulatory, tax, or accounting requirements. Disposal of data is executed using secure deletion methods.
7. Your Rights
Depending on your jurisdiction, you may have the right to:
Access, correct, or delete your personal data.
Request data portability.
Object to or restrict certain processing activities.
Withdraw consent where consent was previously granted.
Lodge a complaint with a data protection authority.
All such requests can be made by contacting us at support at federalmi.org.
8. Cookies and Analytics
We use cookies, web beacons, and third-party analytics tools to enhance user experience and improve site performance. You can adjust your browser settings to refuse cookies; however, certain features of the Website may not function properly.
9. Children’s Privacy
This Website is not intended for individuals under the age of 13 (or 16 where applicable under law). We do not knowingly collect personal data from children. If we become aware that a child has submitted information to us, we will take steps to delete such information.
10. Cross-Border Data Transfers
If you are located outside the United States, be advised that your information will be processed and stored in the U.S. By using the Website, you consent to such transfer, processing, and storage in accordance with U.S. privacy and data protection laws, which may be less protective than those in your jurisdiction.
11. Third-Party Links
This Website may contain links to third-party websites or content. We do not control these websites and are not responsible for their privacy practices. We encourage you to review their privacy policies before interacting with them.
12. Policy Updates
We reserve the right to amend this Policy at any time in our sole discretion. Changes will be effective upon posting to this page. You are encouraged to review this Policy periodically. Continued use of the Website constitutes your agreement to the updated terms.
13. Contact Information
For any questions, requests, or concerns regarding this Privacy Policy or your data, please contact:
Legal Compliance Officer
FederalMI, LLC
support at federalmi.org